Friday, 18 August 2017

Online Investment Links

Mutual Fund online investment links:






For ICICI Pru MF General link - to invest in any of the ICICI PRU schemes.

For investing in ICICI Prudential long term equity tax plan - ELSS - Sec 80 C - Tax planning investments, use the links below:

EXISTING INVESTOR - If already invested in ICICI PRU mutual funds

NEW INVESTOR - If you are new investor












For Franklin investments click here



For Login page (Purchase / Switch / Redemption / iSIP / STP / SWP) - Click here 

For Invest Online page (Purchase with Folio number & PAN. Login not required) - click here

TitBit - 14

TITBIT - 14 - DOWNHILL INTEREST RATES

Date: 12-08-2017

Undoubtedly Bank FD's are more popular than Debt mutual funds.
But you should remember, on return point of view, debt mutual funds are better than bank FD.

As everyone is aware, recently RBI has reduced the interest rates and in turn banks are cutting savings bank and FD rates - this will continue for some more time.

See the current FD rates in the image.It is advisable to add money in debt based mutual funds than Bank FD to get better returns



To read more

1) Article source : ET -  http://economictimes.indiatimes.com/wealth/invest/bank-fd-rates-to-fall-as-rbi-cuts-rates-heres-what-retirees-should-do-now/articleshow/59883322.cms

2) நான்கு வழிமுறைகள், வட்டி விகித சரிவிலிருந்து மீள (4 ways to beat interest rate blues) (https://radhaconsultancy.blogspot.in/2017/03/4-ways-to-beat-interest-rate-blues.html)

3) அசலுக்கு ஆபத்தில்லா திட்டங்கள் (Capital Protection orientated Funds - CPOF) ( https://radhaconsultancy.blogspot.com.au/2017/07/capital-protection-orientated-funds-cpof.html )

4) கடன் பத்திரங்கள், கவலையில்லா முதலீடு (Debt Investing) ( https://radhaconsultancy.blogspot.in/2016/05/debt-investing.html )


5) Previous tidbits - https://radhaconsultancy.blogspot.in/2017/04/asset-allocation.html

Thursday, 3 August 2017

TitBit - 13

TITBIT - 13 - SIP

Date: 30-07-2017

SIP is synonymous with Mutual funds ( Systematic Investment plans)

See the image below:



The Take away is,

In the last five years, relatively low returns from gold, real estate and declining rate of interest on FD's also prompted investors to invest in the Mutual funds through the SIP route.

Are you left out??

Consider starting one SIP in mutual funds. 
Its a good one to start with, "Better late than never".

To read more

1) Article source : Times of India dated 27/07/2017 - http://timesofindia.indiatimes.com/business/india-business/1-5cr-sip-a/cs-infuse-rs-4-9k-cr-just-in-june/articleshow/59780957.cms

2) About sip concepts - https://radhaconsultancy.blogspot.in/2016/05/systematic-investment-plan-sip.html

3) 6 ways in SIP - https://radhaconsultancy.blogspot.in/2017/03/6.html

4) Previous tidbits - https://radhaconsultancy.blogspot.in/2017/04/asset-allocation.html