Thursday, 24 July 2025

Small Cap Investing: Stocks vs Mutual Funds Based on 10-Year Performance Data

 Small Caps: Where the Odds Actually Lie

Series: #PFTidbits by Kannan M. 1


Small caps aren’t for the faint-hearted.
But it’s not just about the risk — it’s about who’s taking it and how.

Over a 10-year period:

  • ✅ 97% of Small Cap Mutual Funds gave positive returns

  • ❌ Only 35.6% of Retail Stock Picks did

That’s not a small gap — it’s a wake-up call.

Retail investors often enter small caps through hearsay, WhatsApp tips, or YouTube hype. The result? Poor stock selection, mistimed exits, and no review framework.

In contrast, MFs—despite volatility—offer:

  • Research-backed entry

  • Portfolio curation

  • Long-term conviction and course correction


📈 This chart says it all:



🎥 Further Reading & Watching:


🧠 Part of PF Tidbits — quick, data-backed personal finance reads curated by a practitioner.

Kannan M.

Mutual fund returns are subject to market risk


#SmallCapInvesting #MutualFundsVsStocks #InvestmentTips #RetailInvesting #PersonalFinance #MutualFundReturns #StockMarketIndia #FinancialFreedom #PFTidbits #KannanM


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